Why a buyer credit can beat a price cut.

Buyers shop by monthly payment. When rates are high, the payment is what stops them.

A price cut lowers the price. A buyer credit is a seller-paid credit the buyer can put toward a lower mortgage rate, so it goes after the payment instead.

Whether a credit fits your home depends on your market, your price and the buyer's loan. Ryan talks it through with you in person, and the buyer's lender confirms the numbers.